Senior Underwriter

Job description

At Selina Finance, our mission is to give people access to the wealth they have in their homes. We’re building the next-generation digital consumer lending company. Unlike others, we target the £2tn equity value locked up in UK homes, to save homeowners from high-interest rate consumer loans, credit cards and overdrafts. We offer a financing product unlike anything else out there, one that is as flexible as a current account, as affordable as a mortgage, and as easy to apply for as a consumer loan.  If you want to change consumer lending for the better, join our team!

You’ll be right in the heart of the action here at Selina. We’re looking for a new team member willing to share his second charge experience with the underwriting team to ensure we can meet our ambitious growth plans.

Loan processing

  • Ensure efficient and fair processing of the credit underwriting of loan cases
  • Work with our ambitious Growth team and customers directly to ensure that cases are underwritten based on full information
  • Structure, negotiate and analyse proposals for approval under own authority or recommended to credit for approval.

Leadership, Training, QA and process improvement
  • Train, coach and mentor junior underwriters with no second charge background
  • Perform Quality Assurance and four-eyes checks
  • Help evaluate and develop our policies
  • Share your knowledge on how to assess non-standard cases

Job requirements

  • At least 3-4 years’ experience underwriting second charge mortgages
  • You want to be involved and shape an early stage start-up
  • You want to solve problems for customers and have a get-things-done mentality
  • You are a great communicator with an ability to manage conflicting & demanding situations

What we offer

  • 25 days holiday
  • Company contributory pension scheme
  • A values-based culture
  • A supportive, driven culture and a great team with an outstanding mix of talent and experience
  • A dynamic environment in which you can personally learn, develop and make an impact
  • Strong involvement in shaping a young FinTech business from its early days
  • Breakfast, fresh fruit and snacks and a programme of team social events