Second Charge Junior Underwriter

Job description

At Selina Finance, our mission is to give people access to the wealth they have in their homes, and we’re doing that by building a next-generation digital lender – starting with a home equity loan product. More than £2tn equity value is locked up in UK homes, while homeowners still need to rely on high-interest rate consumer loans, credit cards or overdrafts. We believe this is unfair and unnecessary. We offer a financing product unlike anything else out there, one that is as flexible as a current account, as affordable as a mortgage, and as easy to apply for as a consumer loan. If you want to build up an innovative FinTech with us, join our team!

What you'll do:

You’ll be right in the heart of the action here at Selina. We’re looking for a driven yet diligent teammate to ensure we can meet our ambitious growth plans. Your core activities will be in the processing of second charge mortgage applications:

  • Ensure case completeness of submitted loan cases
  • Analyze and verify income sources, bank statements and credit commitments
  • Work with our ambitious BDM team and Masterbrokers directly to ensure that cases are underwritten based on full information
  • Develop into mandated underwriter role to structure, negotiate and analyse proposals for approval under own authority or recommended to credit for approval

Job requirements

  • Experience in underwriting or mortgage brokerage
  • You want to be involved and shape an early stage start-up
  • You want to solve problems for customers and have a get-things-done mentality
  • You are a great communicator with an ability to manage conflicting & demanding situations
  • You are a team player as much as able to work independently and on own initiative

What we offer

  • 25 days holiday
  • Company contributory pension scheme
  • A values-based culture
  • A supportive, driven culture and a great team with an outstanding mix of talent and experience
  • A dynamic environment in which you can personally learn, develop and make an impact
  • Strong involvement in shaping a young FinTech business from its early days
  • Breakfast, fresh fruit and snacks and a programme of team social events